My Monthly Commitment

Home loan or rental
RM
Hire purchase, petrol expenses, maintenance, toll, public transport
RM
Groceries, dining out, food delivery
RM
Electric bill, water, internet and phone
RM
People who rely on you financially (eg: spouse, children, parents)
RM
Spotify, Youtube Premium, Netflix etc
RM
RM
RM
 

Your total of monthly expenses is

RM 4000

Uh oh! Click ‘clear’ if you think you can adjust some of your commitments. Don’t give up yet!

Less than 70% of your income is spent on commitments! Keep it up!

You should allocate 10% for savings, 10% for emergencies, 10% for insurance and the remaining 70% for expenses every month - Chief BerUang